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Grows tax-free​
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No penalties for how you use the money
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Funds can be used for college, a first home, a business - or even early retirement
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Locked-in life insurance for life, regardless of future health
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No market losses - only growth
Why Parents Love This Plan
Why Start at Age 1, 2, or 3
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Time = Growth: The earlier you start, the more time compound interest has to work.​
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Low Premiums: Because they're young and healthy, coverage is incredibly affordable.​
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Maximum Flexibility: Unlike 529 plans, these funds can be used for anything, not just education.​
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No FAFSA Impact: Doesn't count against college aid like traditional savings.
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